Natural hazards · West Peoria

West Peoria, IL natural hazards

Most of the natural-hazard damage FEMA expects in West Peoria comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 1979. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is West Peoria?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in West Peoria to be higher than in 42% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding36%Cold waves35%Tornadoes14%Heat waves6%Everything else10%

By hazard

What West Peoria faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 2 times a year in the area

Cold waves

35% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 89% of U.S. places

Heat waves

6% of expected damage

Well below average · higher than 23% of U.S. places

Recorded about 7 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingWildfireDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does West Peoria flood?

Every paid claim on a federal flood insurance policy in West Peoria, from FEMA’s records.

3paid claims since 1979

$58Kpaid to owners

0homes flooded more than once

19792026

of all homes
are insured

No community discount. West Peoria isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Peoria County.

Disasters that hit West Peoria

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in West Peoria itself: aid to households, or repair grants to the City of West Peoria.

Brought FEMA money into West PeoriaDeclared for Peoria County only

2013

Severe Storms, Straight-Line Winds, and Flooding

36 households applied for aid $36K aid approved

2011

Severe Winter Storm and Snowstorm

$6K to the City of West Peoria for repairs

2008

Severe Storms and Flooding

34 households applied for aid $37K aid approved

2006

Snow

$8K to the City of West Peoria for repairs

2000

Illinois Winter Snow Storms

$5K to the City of West Peoria for repairs

1999

Il-Winter Storm 1/1/99

$6K to the City of West Peoria for repairs

Peoria County has had 13 natural disasters declared since 1953, most often floods and winter storms.

Around West Peoria

West Peoria and the towns around it

Very lowLowModerateHighVery high

West Peoriamostly inland floodingModerate

Peoria Citymostly inland floodingLow

Peoriamostly inland floodingLow

Limestonemostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. West Peoria covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to West Peoria’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of West Peoria. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across West Peoria total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.