Natural hazards · West Liberty

West Liberty, IL natural hazards

Most of the natural-hazard damage FEMA expects in West Liberty comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is West Liberty?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in West Liberty to be higher than in 67% of U.S. communities, mostly from inland flooding and drought.

Inland flooding47%Drought19%Earthquakes14%Tornadoes6%Strong wind5%Everything else9%

By hazard

What West Liberty faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 2 times a year in the area

Drought

19% of expected damage

Recorded about 2 times a year in the area

Earthquakes

14% of expected damage

Well above average · higher than 82% of U.S. places

Tornadoes

6% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 5 years in the area

Strong wind

5% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does West Liberty flood?

FEMA's records show no paid flood insurance claims in West Liberty.

of all homes
are insured

No community discount. West Liberty isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jasper County.

Disasters that hit West Liberty

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in West Liberty itself: aid to households, or repair grants to West Liberty.

Brought FEMA money into West LibertyDeclared for Jasper County only

2013

Severe Storms, Straight-Line Winds, and Tornadoes

10 households applied for aid $37K aid approved

2008

Severe Storms and Flooding

9 households applied for aid $147K aid approved

Jasper County has had 7 natural disasters declared since 1953, most often severe storms and tornadoes.

Around West Liberty

West Liberty and the towns around it

Very lowLowModerateHighVery high

West Libertymostly inland floodingHigh

Foxmostly inland floodingHigh

Prestonmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. West Liberty is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to West Liberty’s own flood-insurance community; household aid to the registrant’s city; repair grants to West Liberty. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.