Natural hazards · Wesley

Wesley, IL natural hazards

Most of the natural-hazard damage FEMA expects in Wesley comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 12 claims here since 1987. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wesley?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wesley to be higher than in 82% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding68%Cold waves16%Tornadoes12%Everything else4%

By hazard

What Wesley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 3 times a year in the area

Cold waves

16% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 40 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wesley flood?

Every paid claim on a federal flood insurance policy in Wesley, from FEMA’s records.

12paid claims since 1987

$171Kpaid to owners

0homes flooded more than once

19872026

Biggest named events

Hurricane Ike: 4 claims, $82K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wesley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Will County.

Disasters that hit Wesley

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Wesley itself: aid to households, or repair grants to the Township of Wesley.

Brought FEMA money into WesleyDeclared for Will County only

1999

Il-Winter Storm 1/1/99

$3K to the Township of Wesley for repairs

Will County has had 17 natural disasters declared since 1953, most often severe storms and floods.

Around Wesley

Wesley and the towns around it

Very lowLowModerateHighVery high

Wesleymostly inland floodingVery high

Custermostly inland floodingVery high

Rest Havenmostly inland floodingVery high

Lakewood Shoresmostly inland floodingVery high

Custer Parkmostly inland floodingVery high

Rockvillemostly inland floodingHigh

Wilmingtonmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wesley covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Wesley’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Wesley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wesley total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.