Most working residents leave Waterloo for work: only 16% work in town. The top destinations are St. Louis (11%), Columbia (5%) and Belleville (5%). Half commute less than 21 miles.

St. Louis, MO

11%

Columbia

Belleville

Red Bud

16%Work in townlive and work in Waterloo 21 miWhere do people commute?the commute map 3,219Jobs based herea commuter town

Census LEHD 2023 · ACSWork & commute in Waterloo →

Health in Waterloo

A⁻

Health Grade A−

Healthier than 81% of U.S. towns on seven CDC estimates.

Compared with Illinois

9better than IL·2worse

of 32 measures CDC estimates. The other 21 are too close to call.

Conditions 1▲ 2▼ 9 close Habits all close Care 3▲ 4 close Mind 1▲ 4 close Everyday needs 4▲ 0 close

BetterToo close to callWorse

What stands out

8.8%Fewer adults facing food insecurityIL 15.9% · better 5.8%Fewer uninsured adultsIL 9.9% · better 10.2%More adults who have had cancerIL 7.6% · worse

Care nearby

Red Bud Regional HospitalRed Bud · 12.4 mi · ER · rural critical access

Sihf Healthcare - WaterlooWaterloo · 0.9 mi · sliding-scale fees

Primary careNo shortage

DentalNo shortage

Mental healthShortage · county-wide

CDC PLACES 2025 · modeled estimates for adults · CDC's estimate for Waterloo · CMS · HRSAHealth in Waterloo →

Natural hazards in Waterloo

High

Expected storm and flood damage is higher than in 60% of U.S. communities.

🏚️ Earthquakes🌊 Inland flooding🌡️ Heat waves

3Does Waterloo flood?paid flood claims since 1993 2Disasters that paid out herefederal disasters sent FEMA money to Waterloo

FEMA National Risk Index December 2025 · OpenFEMANatural hazards in Waterloo →

Climate in Waterloo

Full climate →

Waterloo has chilly winters and warm summers. A typical July afternoon reaches 88°, a January night drops to 24°, and about 9 inches of snow falls in a normal winter.

43° / 26°Winter

67° / 46°Spring

87° / 66°Summer

68° / 47°Fall

How much snow does Waterloo get?About 9 inches a winter.Rain & snow →When is the first frost?Around Oct 26, with the last in spring around Apr 9.Frost dates →Is it warmer than it used to be?+1.2° vs. the 20th century.Then & now →

NOAA U.S. Climate Normals, 1991–2020Climate in Waterloo →

Schools in Waterloo

All Waterloo schools →

A⁻

School Grade A-

The public schools Waterloo’s kids attend, from kindergarten through graduation, outperform 81% of Illinois’s districts on state tests and graduation. Among towns with similar incomes, they rank near the top.

#56Best public schoolsof 384 in IL

DistrictWaterloo CUSD 5Schools6

W J Zahnow Elem SchoolElementary · Grades PK–1 · 487 students Rogers Elem School AElementary · Grades 2–3 · 417 students Gardner Elementary School AElementary · Grades 4–5 · 374 students Waterloo Junior High School A-Middle · Grades 6–8 · 613 students Waterloo High School A-High · Grades 9–12 · 876 students Gibault CatholicHigh · Grades 9–12 · 192 students

School data from the U.S. Department of Education (NCES, EDFacts). The School Grade is our own summary of state test results and graduation rates, graded within IL. Ratings are from neighbors.