Climate · Waterloo

Waterloo, IL climate

Waterloo has chilly winters and warm summers. A typical July afternoon reaches 88°, a January night drops to 24°, and about 9 inches of snow falls in a normal winter.

NOAA 1991-2020 climate normals Updated once a decade
July high
88°
149th hottest of 2,886 Illinois towns
January low
24°
210th mildest of 2,886 Illinois towns
Rain + melted snow
43 in
488th wettest of 2,886 Illinois towns
Snow a winter
9 in
157th least snowy of 2,880 Illinois towns
A normal year

What a year in Waterloo feels like

Winter

43° / 26°
Typical high / low · 4 days with an inch or more of snow

Spring

67° / 46°
Typical high / low · Last frost around Apr 9

Summer

87° / 66°
Typical high / low · 38 days reach 90° in a normal year

Fall

68° / 47°
Typical high / low · First frost around Oct 26
Best months to be outsideAprMaySepOctHighs of 62–84° and lows of 40° or more
Month by month

Waterloo weather by month

Average highs, lows, rain and snow for every month, from NOAA’s 1991–2020 normals.

MonthHighLowRain + meltSnowWet days30-yr range
January40°24°2.6" 2.8"8 26° – 42°
February46°28°2.3" 3.1"6 27° – 47°
March56°36°3.6" 0.7"9 39° – 60°
April68°45°5.0" 0.3"11 50° – 62°
May76°56°5.0" 012 61° – 74°
June85°65°4.4" 09 70° – 79°
July88°68°4.0" 08 74° – 85°
August87°66°3.4" 07 71° – 83°
September80°59°3.4" 06 65° – 76°
October69°47°3.2" 08 53° – 64°
November55°36°3.5" 0.4"9 38° – 53°
December44°28°2.8" 1.5"8 22° – 44°
Year66°46°43.1"8.8"99

“Wet days” have at least 0.01" of rain or melted snow. “Snow on ground” counts days with 1" or more. The 30-year range is the coldest and warmest that month’s average temperature got between 1991 and 2020.

Rain & snow

Rain and snow in Waterloo

Waterloo gets 43 inches of rain and melted snow a year. April is the wettest month and February the driest. Rain or snow falls on about 99 days a year.

43 in
Rain + melted snow a year
More rain than 62% of U.S. towns
9 in
Snow in a normal winter
Less snow than 74% of U.S. towns
99 days
With rain or snow (0.01"+)

Rain + melted snow by month

Inches of water
5.0"

Snowfall by month

Inches of snow
3.1"
Frost & the growing season

About 197 frost-free days a year

In half of years the last 32° night comes by April 9 and the first one by October 26. That leaves about 197 frost-free days for gardens, longer than 70% of U.S. towns.

105
nights at or below 32° in a normal year
2
nights below 0° in a normal year
38
days that reach 90° in a normal year

Freezing nights by month

Average nights at or below 32°

90° days by month

Average days at 90° or more
Heating & cooling

Heating and cooling a home in Waterloo

Engineers use “degree days” to estimate how hard a furnace or air conditioner works. In Waterloo, 78% of that work is heating and 22% is cooling.

78%heating
4,700 heating degree daysLess heating than 71% of U.S. towns
1,352 cooling degree daysMore cooling than 74% of U.S. towns

Degree days measure how far each day’s average temperature falls below or rises above 65°, added up over a year. Source: NOAA station normals.

Compared with other towns

How Waterloo compares

Summer heat88° July high
Hotter than 72% of U.S. towns149th hottest of 2,886 Illinois towns
Winter cold24° January low
Milder than 69% of U.S. towns210th mildest of 2,886 Illinois towns
Precipitation43" a year
Wetter than 62% of U.S. towns488th wettest of 2,886 Illinois towns
Snow9" a winter
Less snow than 74% of U.S. towns157th least snowy of 2,880 Illinois towns
Growing season197 frost-free days
Longer than 70% of U.S. towns436th longest of 2,886 Illinois towns

Compared with every U.S. town and city on TownTapestry, each counted once.

Then and now

Warmer than it used to be

+1.2°1991–2020 average vs. the 20th century (1901–2000)

The last 30 years in Waterloo averaged 1.2° warmer than the 1900s. The biggest change is in December (+2.2°). The shift is smaller than in 56% of U.S. towns.

❄️ Winter+1.8° now 35°, was 33°
🌷 Spring+1.4° now 56°, was 55°
☀️ Summer+0.7° now 77°, was 76°
🍂 Fall+0.7° now 58°, was 57°

Change by month1991–2020 average minus 1901–2000 average, at Waterloo’s spot on NOAA’s grid

Year to year

How much a month can swing

A normal is an average, and real years wander around it. December swings the most: between 1991 and 2020 its average temperature ranged from 22° to 44°. June is the most reliable, staying within 9°.

Coldest to warmest month in 30 yearsNormal
Questions

Common questions about Waterloo’s climate

What is the coldest month in Waterloo?

January, with a typical high of 40° and a low of 24°.

What is the hottest month in Waterloo?

July, with a typical high of 88° and a low of 68°. About 38 days a year reach 90°.

How much snow does Waterloo get?

About 9 inches in a normal winter, most of it in February.

When is the first frost in Waterloo?

In half of years the first 32° night comes by October 26, and the last spring frost by April 9.

What is the rainiest month in Waterloo?

April, with 5.0 inches of rain and melted snow. The year totals 43 inches.

Temperatures and rainfall come from NOAA’s gridded climate normals for Waterloo itself (about a 3-mile square). Snow, frost dates and day counts come from NOAA’s weather station at Waterloo, IL (2 mi, snow) and Festus, MO (15 mi, frost, heat and degree days). Normals are 30-year averages, not a forecast. Source: NOAA NCEI U.S. Climate Normals, 1991–2020 and 1901–2000.

The porch light’s on

Where to, neighbor?

You’re in Waterloo, ILView boundary

Nearby

All towns & citiesExplore the map
Loading boundary…

Waterloo is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01