Wade’s biggest natural hazard is inland flooding
Most of the natural-hazard damage FEMA expects in Wade comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 5 claims here since 1985.
What stands out about Wade’s weather risks
Read from FEMA’s records below. The page puts what stands out first.
Wade and its neighbors
Wade has the lowest rating of the 7 towns around it. Tap a town to see its hazards.
| Town | Rating | Mostly | Flood claims |
|---|---|---|---|
| Smallwood | High | inland flooding | 0 |
| North Muddy | High | inland flooding | 0 |
| Fox | High | inland flooding | 0 |
| Willow Hill | High | inland flooding | 0 |
| Crooked Creek | High | inland flooding | 2 |
| Grove | High | inland flooding | 0 |
| Wade | High | inland flooding | 5 |
Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.
How exposed is Wade?
FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 65% of U.S. communities, mostly from inland flooding and earthquakes.
Rated higher than 1,946 of the 2,886 Illinois towns we cover.
Wade covers 1 census tract, combined by population.
What Wade faces
Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.
Inland flooding
Earthquakes
Tornadoes
Strong wind
Does Wade flood? Rarely: 5 flood claims since 1985
Every paid claim on a federal flood insurance policy in Wade, from FEMA’s records.
- The Early winter storms1 claim · $878
Wade isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Jasper County.Federal disasters declared here
None of the disasters declared for Jasper County shows FEMA aid or repair money reaching Wade itself in FEMA’s records.
Jasper County has had 7 natural disasters declared since 1953, most often severe storms and tornadoes.
Get ready for what Wade actually faces
A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
What these numbers can and can’t tell you
- An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
- Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
- Money that reached town. Flood claims are matched to Wade’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Wade.
- It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels. Across Wade, expected losses total about $2.0M a year, counting buildings, people and crops.
Storm stories
Memories, warnings and help from neighbors in Wade.
Your answer becomes a post in Town Square.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.