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Natural hazards · Villa Grove

Villa Grove, IL natural hazards

Most of the natural-hazard damage FEMA expects in Villa Grove comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 96 claims here since 1979. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Villa Grove?

92
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Villa Grove to be higher than in 92% of U.S. communities, mostly from inland flooding and hail.

Inland flooding51%Hail17%Cold waves9%Strong wind6%Drought6%Everything else11%
By hazard

What Villa Grove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about once a year in the area

Hail

17% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 3 times a year in the area

Cold waves

9% of expected damage
Above average · higher than 55% of U.S. places
Recorded about 3 times a year in the area

Strong wind

6% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about 4 times a year in the area

Drought

6% of expected damage
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Villa Grove flood?

Every paid claim on a federal flood insurance policy in Villa Grove, from FEMA’s records.

96paid claims since 1979
$727Kpaid to owners
14homes flooded more than once
19792026

Biggest named events

  • Mid-spring storms: 20 claims, $191K
  • Early winter storms: 17 claims, $155K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Villa Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Douglas County.

What’s been done with FEMA grants

28flood-prone properties bought out and cleared
Disasters that hit Villa Grove

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Villa Grove itself: aid to households, or repair grants to the City of Villa Grove.

Brought FEMA money into Villa GroveDeclared for Douglas County only
2023

Severe Storms and Flooding

$34K to the City of Villa Grove for repairs
2013

Severe Storms, Straight-Line Winds, and Tornadoes

8 households applied for aid $1K aid approved
2013

Severe Storms, Straight-Line Winds, and Flooding

32 households applied for aid $83K aid approved
2008

Severe Storms and Flooding

10 households applied for aid $2K aid approved $5K to the City of Villa Grove for repairs
2002

Severe Storms, Tornadoes and Flooding

$30K to the City of Villa Grove for repairs
1999

Il-Winter Storm 1/1/99

$3K to the City of Villa Grove for repairs
Douglas County has had 11 natural disasters declared since 1953, most often severe storms and tornadoes.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Villa Grove is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Villa Grove’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Villa Grove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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