Natural hazards · Valmeyer

Valmeyer, IL natural hazards

Most of the natural-hazard damage FEMA expects in Valmeyer comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 268 claims here since 1993. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Valmeyer?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Valmeyer to be higher than in 57% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding28%Heat waves20%Earthquakes18%Tornadoes13%Strong wind8%Cold waves7%Everything else6%

By hazard

What Valmeyer faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

28% of expected damage

Below average · higher than 48% of U.S. places

Recorded about once a year in the area

Heat waves

20% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 13 times a year in the area

Earthquakes

18% of expected damage

Well above average · higher than 83% of U.S. places

Tornadoes

13% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 18 years in the area

Strong wind

8% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 6 times a year in the area

Cold waves

7% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Valmeyer flood?

Every paid claim on a federal flood insurance policy in Valmeyer, from FEMA’s records.

268paid claims since 1993

$11.6Mpaid to owners

0homes flooded more than once

19932026

Biggest named events

Midwest Flooding: 266 claims, $11.6M

of all homes
are insured

No community discount. Valmeyer isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monroe County.

What’s been done with FEMA grants

537flood-prone properties bought out and cleared

Disasters that hit Valmeyer

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Valmeyer itself: aid to households, or repair grants to the Village of Valmeyer.

Brought FEMA money into ValmeyerDeclared for Monroe County only

2019

Severe Storms and Flooding

$14K to the Village of Valmeyer for repairs

2006

Severe Winter Storm

$2K to the Village of Valmeyer for repairs

Monroe County has had 18 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Valmeyer is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Valmeyer’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Valmeyer. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.