Natural hazards · Valley

Valley, IL natural hazards

Most of the natural-hazard damage FEMA expects in Valley comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 11 claims here since 1982.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Valley?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Valley to be higher than in 55% of U.S. communities, mostly from inland flooding and drought.

Inland flooding22%Drought19%Cold waves18%Heat waves15%Strong wind10%Tornadoes7%Everything else9%

By hazard

What Valley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

22% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once a year in the area

Drought

19% of expected damage

Recorded about 4 times a year in the area

Cold waves

18% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 3 times a year in the area

Heat waves

15% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 9 times a year in the area

Strong wind

10% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

7% of expected damage

Above average · higher than 61% of U.S. places

Recorded about once every 6 years in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Valley flood?

Every paid claim on a federal flood insurance policy in Valley, from FEMA’s records.

11paid claims since 1982

$113Kpaid to owners

1homes flooded more than once

19822026

Biggest named events

Mid-spring storms: 1 claim, $30K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Valley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pike County.

Disasters that hit Valley

Federal disasters declared here

None of the disasters declared for Pike County shows FEMA aid or repair money reaching Valley itself in FEMA’s records.

Brought FEMA money into ValleyDeclared for Pike County only

Pike County has had 23 natural disasters declared since 1953, most often floods and severe storms.

Around Valley

Valley and the towns around it

Very lowLowModerateHighVery high

Valley Citymostly inland floodingModerate

Flintmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Valley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Valley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Valley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.