Natural hazards · Valier

Valier, IL natural hazards

Most of the natural-hazard damage FEMA expects in Valier comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Valier?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Valier to be higher than in 74% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding32%Earthquakes30%Cold waves16%Tornadoes9%Heat waves5%Everything else9%

By hazard

What Valier faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

32% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

30% of expected damage

Well above average · higher than 86% of U.S. places

Cold waves

16% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about once a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 23 years in the area

Heat waves

5% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 10 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Valier flood?

FEMA's records show no paid flood insurance claims in Valier.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Valier isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Franklin County.

Disasters that hit Valier

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Valier itself: aid to households, or repair grants to the Village of Valier.

Brought FEMA money into ValierDeclared for Franklin County only

2011

Severe Storms and Flooding

1 household applied for aid $6K aid approved

Franklin County has had 8 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Valier is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Valier’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Valier. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.