Natural hazards · Ustick

Ustick, IL natural hazards

Most of the natural-hazard damage FEMA expects in Ustick comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ustick?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ustick to be higher than in 33% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding43%Tornadoes15%Cold waves13%Drought11%Strong wind7%Hail6%Everything else6%

By hazard

What Ustick faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 15 years in the area

Cold waves

13% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 6 times a year in the area

Drought

11% of expected damage

Recorded about 12 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 6 times a year in the area

Hail

6% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ustick flood?

FEMA's records show no paid flood insurance claims in Ustick.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ustick isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Whiteside County.

Disasters that hit Ustick

Federal disasters declared here

None of the disasters declared for Whiteside County shows FEMA aid or repair money reaching Ustick itself in FEMA’s records.

Brought FEMA money into UstickDeclared for Whiteside County only

Whiteside County has had 12 natural disasters declared since 1953, most often floods and winter storms.

Around Ustick

Ustick and the towns around it

Very lowLowModerateHighVery high

Union Grovemostly inland floodingModerate

Fultonmostly inland floodingModerate

Ustickmostly inland floodingLow

Clydemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ustick is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ustick’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Ustick. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.