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Natural hazards · Ursa

Ursa, IL natural hazards

Most of the natural-hazard damage FEMA expects in Ursa comes from inland flooding, and overall the risk is moderate for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Ursa?

58
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ursa to be higher than in 58% of U.S. communities, mostly from inland flooding and drought.

Inland flooding27%Drought19%Cold waves17%Heat waves12%Strong wind10%Tornadoes6%Everything else8%
By hazard

What Ursa faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

27% of expected damage
Above average · higher than 73% of U.S. places
Recorded about once a year in the area

Drought

19% of expected damage
Recorded about 4 times a year in the area

Cold waves

17% of expected damage
Above average · higher than 52% of U.S. places
Recorded about 4 times a year in the area

Heat waves

12% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about 8 times a year in the area

Strong wind

10% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

6% of expected damage
Above average · higher than 73% of U.S. places
Recorded about once every 7 years in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Ursa flood?

FEMA's records show no paid flood insurance claims in Ursa.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Ursa isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Adams County.

What’s been done with FEMA grants

19flood-prone properties bought out and cleared
Disasters that hit Ursa

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ursa itself: aid to households, or repair grants to the Village of Ursa.

Brought FEMA money into UrsaDeclared for Adams County only
2011

Severe Winter Storm and Snowstorm

$1K to the Village of Ursa for repairs
2008

Severe Storms and Flooding

14 households applied for aid $24K aid approved
2003

Severe Storms, Tornadoes, and Flooding

12 households applied for aid $20K aid approved
1999

Il-Winter Storm 1/1/99

$1K to the Village of Ursa for repairs
Adams County has had 19 natural disasters declared since 1953, most often floods and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ursa is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Ursa’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Ursa. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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