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Housing in Unity

A typical Unity home is worth roughly $120,000

Typical home value
$120K
IL $298K
Estimate
2-bedroom rent
$980
a month, utilities in · HUD
Median tax bill
$2,354
IL $5,298

What kind of housing town is Unity?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 1.5 years of income

Less than across Illinois (3.6 years). Try your own numbers below.

You could afford about
$275,000
Typical Unity home $120K

That covers a typical Unity home, with $155K to spare.

The typical home, each month
$820
Loan $590Tax $200Insurance $30

A two-bedroom rents for about $980 a month here, $160 more than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Unity’s typical property tax (1.97% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $980

Renters already here pay a median of $775, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$820
1 bedroom$820
2 bedrooms$980
3 bedrooms$1,270
4 bedrooms$1,310
18%
of households rent · IL 33%
99
renter households
17%
of renters spend 30%+ of income on rent · IL 48%
15%
of the median income, for a two-bedroom
$775
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Champaign-Urbana, IL HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

The homes

82% of Unity households own their home

Half of Unity’s homes were built before 1960.

Owners and renters
Own 82%Rent 18%

Illinois: 67% own.

1960
typical home built · IL 1971
$2,354
median property tax bill · IL $5,298
1.97%
of a home’s value, a year in tax · IL 2.01%

U.S. Census Bureau, American Community Survey 2020-2024.

Next door

Unity vs. its neighbors

Unity is the least expensive of 4 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentMedian income
Unity$120K*—$980$80,536
Bement$176K+1%$990$79,167
Garrett$166K*+2.7%†$980$69,643
Cerro Gordo$147K−8.3%$1,050$86,193

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Unity buyers, sellers and renters are saying.

Town Square →
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Is Unity still affordable for young families?

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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