Natural hazards · Tyrone

Tyrone, IL natural hazards

Most of the natural-hazard damage FEMA expects in Tyrone comes from earthquakes, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tyrone?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tyrone to be higher than in 73% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes34%Inland flooding27%Cold waves16%Tornadoes9%Heat waves6%Everything else8%

By hazard

What Tyrone faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

34% of expected damage

Well above average · higher than 87% of U.S. places

Inland flooding

27% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 4 times a year in the area

Cold waves

16% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about once a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 41 years in the area

Heat waves

6% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 10 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tyrone flood?

Every paid claim on a federal flood insurance policy in Tyrone, from FEMA’s records.

1paid claims since 1979

$5Kpaid to owners

0homes flooded more than once

19792026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Tyrone isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Franklin County.

Disasters that hit Tyrone

Federal disasters declared here

None of the disasters declared for Franklin County shows FEMA aid or repair money reaching Tyrone itself in FEMA’s records.

Brought FEMA money into TyroneDeclared for Franklin County only

Franklin County has had 8 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Tyrone

Tyrone and the towns around it

Very lowLowModerateHighVery high

Six Milemostly earthquakesHigh

Tyronemostly earthquakesHigh

Goodemostly earthquakesHigh

Browningmostly earthquakesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tyrone covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Tyrone’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Tyrone. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Tyrone total about $4.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.