Natural hazards · Toulon

Toulon, IL natural hazards

Most of the natural-hazard damage FEMA expects in Toulon comes from inland flooding, and overall the risk is moderate for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Toulon?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Toulon to be higher than in 45% of U.S. communities, mostly from inland flooding and drought.

Inland flooding35%Drought21%Strong wind14%Tornadoes11%Cold waves10%Everything else10%

By hazard

What Toulon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage

Below average · higher than 48% of U.S. places

Recorded about once a year in the area

Drought

21% of expected damage

Recorded about 9 times a year in the area

Strong wind

14% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 7 years in the area

Cold waves

10% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Toulon flood?

FEMA's records show no paid flood insurance claims in Toulon.

of all homes
are insured

No community discount. Toulon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Stark County.

Disasters that hit Toulon

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Toulon itself: aid to households, or repair grants to the City of Toulon.

Brought FEMA money into ToulonDeclared for Stark County only

2013

Severe Storms, Straight-Line Winds, and Flooding

52 households applied for aid $181K aid approved $37K to the City of Toulon for repairs

2006

Snow

$7K to the City of Toulon for repairs

2000

Illinois Winter Snow Storms

$2K to the City of Toulon for repairs

1999

Il-Winter Storm 1/1/99

$6K to the City of Toulon for repairs

Stark County has had 6 natural disasters declared since 1953, most often winter storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Toulon is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Toulon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Toulon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.