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Natural hazards · Teutopolis

Teutopolis, IL natural hazards

Most of the natural-hazard damage FEMA expects in Teutopolis comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Teutopolis?

49
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Teutopolis to be higher than in 49% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding41%Earthquakes23%Tornadoes10%Drought8%Cold waves7%Everything else12%
By hazard

What Teutopolis faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage
Above average · higher than 50% of U.S. places
Recorded about 2 times a year in the area

Earthquakes

23% of expected damage
Well above average · higher than 82% of U.S. places

Tornadoes

10% of expected damage
Above average · higher than 74% of U.S. places
Recorded about once every 22 years in the area

Drought

8% of expected damage
Recorded about 2 times a year in the area

Cold waves

7% of expected damage
Well below average · higher than 17% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Teutopolis flood?

FEMA's records show no paid flood insurance claims in Teutopolis.

of all homes
are insured
No community discount. Teutopolis isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Effingham County.
Disasters that hit Teutopolis

Federal disasters declared here

None of the disasters declared for Effingham County shows FEMA aid or repair money reaching Teutopolis itself in FEMA’s records.

Brought FEMA money into TeutopolisDeclared for Effingham County only
Effingham County has had 5 natural disasters declared since 1953, most often tornadoes and winter storms.
Around Teutopolis

Teutopolis and the towns around it

Teutopolis: Moderate, mostly inland floodingSt. Francis: Moderate, mostly inland floodingDouglas: Moderate, mostly inland floodingWatson: High, mostly inland floodingEffingham: Low, mostly earthquakesBishop: High, mostly inland floodingGrove: High, mostly inland floodingSpring Point: High, mostly inland floodingTeutopolis: Moderate, mostly inland flooding TeutopolisTeutopolisSt. Francis
Very lowLowModerateHighVery high
Teutopolismostly inland floodingModerate
St. Francismostly inland floodingModerate
Teutopolismostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Teutopolis is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Teutopolis’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Teutopolis. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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