Natural hazards · Taylorville

Taylorville, IL natural hazards

Most of the natural-hazard damage FEMA expects in Taylorville comes from cold waves, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1979. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Taylorville?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Taylorville to be higher than in 35% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves31%Inland flooding26%Earthquakes22%Tornadoes7%Heat waves6%Everything else8%

By hazard

What Taylorville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

31% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 3 times a year in the area

Inland flooding

26% of expected damage

Below average · higher than 25% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

22% of expected damage

Well above average · higher than 82% of U.S. places

Tornadoes

7% of expected damage

Well above average · higher than 80% of U.S. places

Heat waves

6% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 8 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Taylorville flood?

Every paid claim on a federal flood insurance policy in Taylorville, from FEMA’s records.

3paid claims since 1979

$15Kpaid to owners

1homes flooded more than once

19792026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Taylorville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Christian County.

Disasters that hit Taylorville

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Taylorville itself: aid to households, or repair grants to the City of Taylorville.

Brought FEMA money into TaylorvilleDeclared for Christian County only

2023

Severe Storms and Flooding

$50K to the City of Taylorville for repairs

2006

Severe Winter Storm

$375K to the City of Taylorville for repairs

1999

Il-Winter Storm 1/1/99

$21K to the City of Taylorville for repairs

Christian County has had 6 natural disasters declared since 1953, most often winter storms and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Taylorville covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Taylorville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Taylorville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Taylorville total about $4.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.