Natural hazards · Tate

Tate, IL natural hazards

Most of the natural-hazard damage FEMA expects in Tate comes from earthquakes, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tate?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tate to be higher than in 76% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes32%Inland flooding31%Tornadoes9%Cold waves9%Strong wind8%Heat waves6%Everything else7%

By hazard

What Tate faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

32% of expected damage

Well above average · higher than 87% of U.S. places

Inland flooding

31% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 15 years in the area

Cold waves

9% of expected damage

Below average · higher than 39% of U.S. places

Recorded about once a year in the area

Strong wind

8% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 4 times a year in the area

Heat waves

6% of expected damage

Below average · higher than 45% of U.S. places

Recorded about 10 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tate flood?

FEMA's records show no paid flood insurance claims in Tate.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Tate isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Saline County.

Disasters that hit Tate

Federal disasters declared here

None of the disasters declared for Saline County shows FEMA aid or repair money reaching Tate itself in FEMA’s records.

Brought FEMA money into TateDeclared for Saline County only

Saline County has had 7 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Tate

Tate and the towns around it

Very lowLowModerateHighVery high

Tatemostly earthquakesHigh

Long Branchmostly inland floodingHigh

Galatiamostly earthquakesHigh

South Flanniganmostly earthquakesHigh

Cavemostly earthquakesHigh

South Twiggmostly earthquakesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tate is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Tate’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Tate. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.