Natural hazards · Tamaroa

Tamaroa, IL natural hazards

Most of the natural-hazard damage FEMA expects in Tamaroa comes from earthquakes, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tamaroa?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tamaroa to be higher than in 65% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes48%Inland flooding18%Cold waves14%Tornadoes6%Strong wind5%Everything else9%

By hazard

What Tamaroa faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

48% of expected damage

Well above average · higher than 89% of U.S. places

Inland flooding

18% of expected damage

Well below average · higher than 22% of U.S. places

Recorded about 2 times a year in the area

Cold waves

14% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about once a year in the area

Tornadoes

6% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 7 years in the area

Strong wind

5% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tamaroa flood?

FEMA's records show no paid flood insurance claims in Tamaroa.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Tamaroa isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Perry County.

Disasters that hit Tamaroa

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Tamaroa itself: aid to households, or repair grants to the Village of Tamaroa.

Brought FEMA money into TamaroaDeclared for Perry County only

2011

Severe Storms and Flooding

12 households applied for aid $17K aid approved

Perry County has had 5 natural disasters declared since 1953, most often severe storms and tornadoes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tamaroa is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Tamaroa’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Tamaroa. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.