Natural hazards · Tamalco

Tamalco, IL natural hazards

Most of the natural-hazard damage FEMA expects in Tamalco comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tamalco?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tamalco to be higher than in 64% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding34%Earthquakes28%Tornadoes13%Cold waves8%Heat waves6%Everything else11%

By hazard

What Tamalco faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once a year in the area

Earthquakes

28% of expected damage

Well above average · higher than 85% of U.S. places

Tornadoes

13% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 7 years in the area

Cold waves

8% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 2 times a year in the area

Heat waves

6% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 10 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tamalco flood?

FEMA's records show no paid flood insurance claims in Tamalco.

of all homes
are insured

No community discount. Tamalco isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bond County.

Disasters that hit Tamalco

Federal disasters declared here

None of the disasters declared for Bond County shows FEMA aid or repair money reaching Tamalco itself in FEMA’s records.

Brought FEMA money into TamalcoDeclared for Bond County only

Bond County has had 5 natural disasters declared since 1953, most often tornadoes and winter storms.

Around Tamalco

Tamalco and the towns around it

Very lowLowModerateHighVery high

Wheatfieldmostly inland floodingHigh

Irishtownmostly inland floodingHigh

Tamalcomostly inland floodingHigh

Millsmostly inland floodingHigh

Pleasant Moundmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tamalco is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Tamalco’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Tamalco. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.