Natural hazards · Sun River Terrace

Sun River Terrace, IL natural hazards

Most of the natural-hazard damage FEMA expects in Sun River Terrace comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sun River Terrace?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sun River Terrace to be higher than in 89% of U.S. communities, mostly from inland flooding.

Inland flooding82%Cold waves8%Everything else11%

By hazard

What Sun River Terrace faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

82% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once a year in the area

Cold waves

8% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sun River Terrace flood?

FEMA's records show no paid flood insurance claims in Sun River Terrace.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sun River Terrace isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kankakee County.

Disasters that hit Sun River Terrace

Federal disasters declared here

None of the disasters declared for Kankakee County shows FEMA aid or repair money reaching Sun River Terrace itself in FEMA’s records.

Brought FEMA money into Sun River TerraceDeclared for Kankakee County only

Kankakee County has had 5 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sun River Terrace is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Sun River Terrace’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Sun River Terrace. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.