Natural hazards · Sullivan

Sullivan, IL natural hazards

Most of the natural-hazard damage FEMA expects in Sullivan comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 1979. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Sullivan?

70
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sullivan to be higher than in 70% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding46%Cold waves17%Earthquakes11%Tornadoes10%Strong wind5%Everything else11%
By hazard

What Sullivan faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about once a year in the area

Cold waves

17% of expected damage
Above average · higher than 54% of U.S. places
Recorded about 3 times a year in the area

Earthquakes

11% of expected damage
Well above average · higher than 80% of U.S. places

Tornadoes

10% of expected damage
Well above average · higher than 87% of U.S. places

Strong wind

5% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Sullivan flood?

Every paid claim on a federal flood insurance policy in Sullivan, from FEMA’s records.

2paid claims since 1979
$6Kpaid to owners
0homes flooded more than once
19792026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Sullivan isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Moultrie County.
Disasters that hit Sullivan

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sullivan itself: aid to households, or repair grants to the City of Sullivan.

Brought FEMA money into SullivanDeclared for Moultrie County only
2023

Severe Storms and Flooding

$37K to the City of Sullivan for repairs
2010

Severe Storms and Flooding

$308K to the City of Sullivan for repairs
2002

Severe Storms, Tornadoes and Flooding

$10K to the City of Sullivan for repairs
1999

Il-Winter Storm 1/1/99

$16K to the City of Sullivan for repairs
Moultrie County has had 8 natural disasters declared since 1953, most often severe storms and tornadoes.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sullivan covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Sullivan’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Sullivan. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Sullivan total about $2.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01