Natural hazards · Sullivan

Sullivan, IL natural hazards

Most of the natural-hazard damage FEMA expects in Sullivan comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sullivan?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sullivan to be higher than in 71% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding45%Cold waves17%Earthquakes9%Tornadoes9%Strong wind5%Drought5%Everything else10%

By hazard

What Sullivan faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once a year in the area

Cold waves

17% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

9% of expected damage

Well above average · higher than 79% of U.S. places

Tornadoes

9% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 23 years in the area

Strong wind

5% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 5 times a year in the area

Drought

5% of expected damage

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sullivan flood?

Every paid claim on a federal flood insurance policy in Sullivan, from FEMA’s records.

2paid claims since 1979

$6Kpaid to owners

0homes flooded more than once

19792026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sullivan isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Moultrie County.

Disasters that hit Sullivan

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Sullivan itself: aid to households, or repair grants to the Township of Sullivan.

Brought FEMA money into SullivanDeclared for Moultrie County only

1999

Il-Winter Storm 1/1/99

$2K to the Township of Sullivan for repairs

Moultrie County has had 8 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Sullivan

Sullivan and the towns around it

Very lowLowModerateHighVery high

East Nelsonmostly inland floodingHigh

Jonathan Creekmostly inland floodingHigh

Lovingtonmostly inland floodingHigh

Marrowbonemostly inland floodingHigh

Windsormostly inland floodingHigh

Sullivanmostly inland floodingHigh

Todds Pointmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sullivan covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Sullivan’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Sullivan. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Sullivan total about $4.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.