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Housing in Sugar Loaf

A typical Sugar Loaf home is worth roughly $153,000

Home prices around Sugar Loaf have risen about 63% over the past 5 years.

Typical home value
$153K
▲ 8.5% in a year · IL $298K
Estimate
2-bedroom rent
$1,180
a month, utilities in · HUD
Median tax bill
$2,689
IL $5,298

What kind of housing town is Sugar Loaf?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 2.1 years of income

Less than across Illinois (3.6 years). Try your own numbers below.

You could afford about
$240,000
Typical Sugar Loaf home $153K

That covers a typical Sugar Loaf home, with $87K to spare.

The typical home, each month
$1,090
Loan $760Tax $280Insurance $40

A two-bedroom rents for about $1,180 a month here, $90 more than owning.

How Sugar Loaf ranks on affordability →

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Sugar Loaf’s typical property tax (2.23% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Price trend

Home prices up 63% in 5 years

The federal house price index for the ZIP codes around Sugar Loaf rose 63% over the past 5 years, faster than across Illinois (47%). Last year prices rose 8.5%. Carrying the Census median home value forward with that index puts the typical Sugar Loaf home at roughly $153,000 today.

Sugar Loaf areaIllinois
0%+50%+100%+150%200020052010201520202025
+8.5%
past year
+63%
past 5 years
+92%
past 10 years
Estimated value

Carrying the Census median forward with the index puts a typical home at about $153K.

Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Sugar Loaf, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.

Renting

A two-bedroom rents for about $1,180

Renters already here pay a median of $922, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$920
1 bedroom$960
2 bedrooms$1,180
3 bedrooms$1,520
4 bedrooms$1,760
26%
of households rent · IL 33%
618
renter households
40%
of renters spend 30%+ of income on rent · IL 48%
19%
of the median income, for a two-bedroom
$922
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (St. Louis, MO-IL HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

The homes

1 of Sugar Loaf’s houses are on the National Register

Half of Sugar Loaf’s homes were built before 1976.

History →
Owners and renters
Own 74%Rent 26%

Illinois: 67% own.

1976
typical home built · IL 1971
$2,689
median property tax bill · IL $5,298
2.23%
of a home’s value, a year in tax · IL 2.01%
Historic houses in Sugar Loaf

U.S. Census Bureau, American Community Survey 2020-2024. Historic houses: National Register of Historic Places.

Next door

Sugar Loaf vs. its neighbors

Sugar Loaf is the 4th least expensive of 8 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentNew homes 2025Median income
Sugar Loaf$153K*+8.5%†$1,180—$72,985
Centreville$59K*−0.5%†$1,130—$34,675
Stookey$174K*+4.4%†$1,220—$81,894
Cahokia Heights$50K−6%—0$33,792
Millstadt$302K+4.8%$1,230—$91,144
Dupo$128K−0.7%$1,1101$61,644
Lemay$171K+3.8%$1,120—$60,399
St. Louis$187K−0.1%$1,210272$56,160

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Sugar Loaf buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Sugar Loaf still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Historic houses: National Register of Historic Places. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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