Natural hazards · Sublette

Sublette, IL natural hazards

Most of the natural-hazard damage FEMA expects in Sublette comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 1981.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sublette?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sublette to be higher than in 37% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding48%Tornadoes17%Strong wind11%Cold waves8%Drought8%Everything else9%

By hazard

What Sublette faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Below average · higher than 40% of U.S. places

Recorded about once a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 6 years in the area

Strong wind

11% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 6 times a year in the area

Cold waves

8% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 6 times a year in the area

Drought

8% of expected damage

Recorded about 8 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sublette flood?

Every paid claim on a federal flood insurance policy in Sublette, from FEMA’s records.

1paid claims since 1981

$80paid to owners

0homes flooded more than once

19812026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sublette isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lee County.

Disasters that hit Sublette

Federal disasters declared here

None of the disasters declared for Lee County shows FEMA aid or repair money reaching Sublette itself in FEMA’s records.

Brought FEMA money into SubletteDeclared for Lee County only

Lee County has had 8 natural disasters declared since 1953, most often floods and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sublette is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Sublette’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Sublette. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.