Natural hazards · Stookey

Stookey, IL natural hazards

Most of the natural-hazard damage FEMA expects in Stookey comes from earthquakes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 12 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stookey?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stookey to be higher than in 52% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes36%Inland flooding24%Heat waves12%Cold waves12%Tornadoes9%Everything else6%

By hazard

What Stookey faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

36% of expected damage

Well above average · higher than 85% of U.S. places

Inland flooding

24% of expected damage

Below average · higher than 31% of U.S. places

Recorded about 2 times a year in the area

Heat waves

12% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 15 times a year in the area

Cold waves

12% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about once a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 89 years in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stookey flood?

Every paid claim on a federal flood insurance policy in Stookey, from FEMA’s records.

12paid claims since 1979

$101Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Late July Flooding: 1 claim, $38K

of all homes
are insured

No community discount. Stookey isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Clair County.

Disasters that hit Stookey

Federal disasters declared here

None of the disasters declared for St. Clair County shows FEMA aid or repair money reaching Stookey itself in FEMA’s records.

Brought FEMA money into StookeyDeclared for St. Clair County only

St. Clair County has had 17 natural disasters declared since 1953, most often floods and severe storms.

Around Stookey

Stookey and the towns around it

Very lowLowModerateHighVery high

Centrevillemostly inland floodingVery high

Sugar Loafmostly inland floodingVery high

Cahokia Heightsmostly inland floodingVery high

Canteenmostly inland floodingVery high

Bellevillemostly earthquakesHigh

St. Clairmostly inland floodingHigh

Millstadtmostly inland floodingHigh

Stookeymostly earthquakesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stookey covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Stookey’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Stookey. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Stookey total about $5.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.