Natural hazards · Stonington

Stonington, IL natural hazards

Most of the natural-hazard damage FEMA expects in Stonington comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 2000. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stonington?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stonington to be higher than in 53% of U.S. communities, mostly from inland flooding and drought.

Inland flooding34%Drought19%Earthquakes17%Cold waves15%Tornadoes5%Everything else11%

By hazard

What Stonington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 2 times a year in the area

Drought

19% of expected damage

Recorded about 2 times a year in the area

Earthquakes

17% of expected damage

Well above average · higher than 82% of U.S. places

Cold waves

15% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

5% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 7 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stonington flood?

Every paid claim on a federal flood insurance policy in Stonington, from FEMA’s records.

3paid claims since 2000

$14Kpaid to owners

1homes flooded more than once

20002026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Stonington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Christian County.

Disasters that hit Stonington

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Stonington itself: aid to households, or repair grants to the Village of Stonington.

Brought FEMA money into StoningtonDeclared for Christian County only

2006

Severe Winter Storm

$35K to the Village of Stonington for repairs

1999

Il-Winter Storm 1/1/99

$4K to the Village of Stonington for repairs

Christian County has had 6 natural disasters declared since 1953, most often winter storms and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stonington is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Stonington’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Stonington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.