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Natural hazards · Stone Park

Stone Park, IL natural hazards

Most of the natural-hazard damage FEMA expects in Stone Park comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 393 claims here since 1979. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Stone Park?

89
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stone Park to be higher than in 89% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding64%Cold waves20%Tornadoes9%Heat waves5%Everything else2%
By hazard

What Stone Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about 6 times a year in the area

Cold waves

20% of expected damage
Well below average · higher than 23% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

9% of expected damage
Well above average · higher than 76% of U.S. places

Heat waves

5% of expected damage
Well above average · higher than 77% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherEarthquakesStrong windLightning

Not a risk here

Coastal floodingWildfireLandslidesDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Stone Park flood?

Every paid claim on a federal flood insurance policy in Stone Park, from FEMA’s records.

393paid claims since 1979
$6.4Mpaid to owners
96homes flooded more than once
19792026

Biggest named events

  • Mid-spring storms: 84 claims, $1.7M
  • Hurricane Ike: 45 claims, $824K

Homes that flooded again and again

Each house = 2 homes. ■ FEMA “severe repetitive loss” (24) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Stone Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cook County.
Disasters that hit Stone Park

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Stone Park itself: aid to households, or repair grants to the Village of Stone Park.

Brought FEMA money into Stone ParkDeclared for Cook County only
2024

Severe Storms, Tornadoes, Straight-Line Winds, and Floodng

4 households applied for aid $4K aid approved
2023

Severe Storms and Flooding

18 households applied for aid $42K aid approved
2013

Severe Storms, Straight-Line Winds, and Flooding

169 households applied for aid $503K aid approved
2011

Severe Winter Storm and Snowstorm

$11K to the Village of Stone Park for repairs
2010

Severe Storms and Flooding

245 households applied for aid $949K aid approved
2008

Severe Storms and Flooding

36 households applied for aid $117K aid approved $49K to the Village of Stone Park for repairs
2000

Illinois Winter Snow Storms

$2K to the Village of Stone Park for repairs
1999

Il-Winter Storm 1/1/99

$2K to the Village of Stone Park for repairs
Cook County has had 21 natural disasters declared since 1953, most often floods and severe storms.
Around Stone Park

Stone Park and the towns around it

Melrose Park: High, mostly inland floodingNorthlake: High, mostly inland floodingRiver Grove: Moderate, mostly inland floodingFranklin Park: Moderate, mostly inland floodingMaywood: High, mostly inland floodingBellwood: Very high, mostly inland floodingRiver Forest: High, mostly inland floodingRiver Forest: High, mostly inland floodingProviso: High, mostly inland floodingBerkeley: Moderate, mostly inland floodingElmhurst: High, mostly inland floodingYork: Low, mostly inland floodingStone Park: Very high, mostly inland flooding Stone ParkMelrose ParkNorthlake
Very lowLowModerateHighVery high
Stone Parkmostly inland floodingVery high
Northlakemostly inland floodingHigh
Melrose Parkmostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stone Park covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Stone Park’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Stone Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Stone Park total about $3.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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