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Housing in Stockton

A typical Stockton home is worth roughly $94,000

Builders were permitted 1 new home in 2025.

Typical home value
$94K
IL $298K
Estimate
2-bedroom rent
$1,020
a month, utilities in · HUD
Median tax bill
$1,848
IL $5,298

What kind of housing town is Stockton?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 2 years of income

Less than across Illinois (3.6 years). Try your own numbers below.

You could afford about
$159,000
Typical Stockton home $94K

That covers a typical Stockton home, with $66K to spare.

The typical home, each month
$650
Loan $460Tax $150Insurance $30

A two-bedroom rents for about $1,020 a month here, $370 more than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Stockton’s typical property tax (1.97% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

75% of Stockton households own their home

Half of Stockton’s homes were built before 1953.

Owners and renters
Own 75%Rent 26%

Illinois: 67% own.

1953
typical home built · IL 1971
$1,848
median property tax bill · IL $5,298
1.97%
of a home’s value, a year in tax · IL 2.01%

U.S. Census Bureau, American Community Survey 2020-2024.

Renting

A two-bedroom rents for about $1,020

Renters already here pay a median of $791, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$700
1 bedroom$850
2 bedrooms$1,020
3 bedrooms$1,360
4 bedrooms$1,360
26%
of households rent · IL 33%
170
renter households
53%
of renters spend 30%+ of income on rent · IL 48%
26%
of the median income, for a two-bedroom
$791
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Jo Daviess County, IL): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

1 new home permitted in 2025

Builders were permitted 1 new home in Stockton in 2025. That's 0.5 per 1,000 residents, slower than across Illinois (1.6). Over the past 10 years, Stockton has permitted 2 homes in all.

Single-family
0246 200020052010201520202025
1
new homes permitted in 2025
0
2026 so far (Jan–Aug)
0.5
per 1,000 residents · IL 1.6
2
homes in the past 10 years
Homes vs. people, 2010–2020
Residents−134
New homes+1

Between the 2010 and 2020 censuses, Stockton's population fell by 134 even though 1 new home was permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year.

Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)000—
2025110$342,000
2024000—
2023000—
2022000—
2021000—
2020000—
2019000—
2018000—
2017000—
2016110$95,000
2015000—
2014000—
2013000—
2012000—
2011000—
2010000—
2009000—
2008110$185,000
2007330$550,000
2006330$470,000
2005660$826,000
2004000—
2003220$245,000
2002000—
2001110$110,000
2000110$90,000

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

On the market in Stockton

Listed in the past 60 days. Each opens on the listing site.

Neighbors talk housing

What Stockton buyers, sellers and renters are saying.

Town Square →
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Is Stockton still affordable for young families?

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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