Natural hazards · Staunton

Staunton, IL natural hazards

Most of the natural-hazard damage FEMA expects in Staunton comes from earthquakes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 5 claims here since 1983. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Staunton?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Staunton to be higher than in 56% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes30%Inland flooding26%Cold waves15%Heat waves10%Tornadoes7%Everything else11%

By hazard

What Staunton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

30% of expected damage

Well above average · higher than 84% of U.S. places

Inland flooding

26% of expected damage

Below average · higher than 42% of U.S. places

Recorded about once a year in the area

Cold waves

15% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 2 times a year in the area

Heat waves

10% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

7% of expected damage

Well above average · higher than 85% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Staunton flood?

Every paid claim on a federal flood insurance policy in Staunton, from FEMA’s records.

5paid claims since 1983

$39Kpaid to owners

0homes flooded more than once

19832026

of all homes
are insured

No community discount. Staunton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Macoupin County.

Disasters that hit Staunton

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Staunton itself: aid to households, or repair grants to the City of Staunton.

Brought FEMA money into StauntonDeclared for Macoupin County only

2006

Severe Winter Storm

$48K to the City of Staunton for repairs

Macoupin County has had 7 natural disasters declared since 1953, most often severe storms and tornadoes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Staunton covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Staunton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Staunton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Staunton total about $3.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.