Natural hazards · Standard

Standard, IL natural hazards

Most of the natural-hazard damage FEMA expects in Standard comes from inland flooding, and overall the risk is low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Standard?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Standard to be higher than in 38% of U.S. communities, mostly from inland flooding.

Inland flooding52%Tornadoes14%Cold waves11%Strong wind10%Drought6%Everything else8%

By hazard

What Standard faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Below average · higher than 49% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

14% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 21 years in the area

Cold waves

11% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 5 times a year in the area

Strong wind

10% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 5 times a year in the area

Drought

6% of expected damage

Recorded about 8 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Standard flood?

FEMA's records show no paid flood insurance claims in Standard.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Standard isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Putnam County.

Disasters that hit Standard

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Standard itself: aid to households, or repair grants to the Village of Standard.

Brought FEMA money into StandardDeclared for Putnam County only

2013

Severe Storms, Straight-Line Winds, and Flooding

15 households applied for aid $22K aid approved $11K to the Village of Standard for repairs

2011

Severe Winter Storm and Snowstorm

$3K to the Village of Standard for repairs

2006

Snow

$2K to the Village of Standard for repairs

1999

Il-Winter Storm 1/1/99

$1K to the Village of Standard for repairs

Putnam County has had 9 natural disasters declared since 1953, most often winter storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Standard is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Standard’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Standard. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.