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Housing in St. Mary

A typical St. Mary home is worth roughly $65,000

Typical home value
$65K
IL $298K
Estimate
2-bedroom rent
$920
a month, utilities in · HUD
Median tax bill
$900
IL $5,298

What kind of housing town is St. Mary?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 1.2 years of income

Less than across Illinois (3.6 years). Try your own numbers below.

You could afford about
$204,000
Typical St. Mary home $65K

That covers a typical St. Mary home, with $139K to spare.

The typical home, each month
$420
Loan $320Tax $80Insurance $20

A two-bedroom rents for about $920 a month here, $500 more than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, St. Mary’s typical property tax (1.38% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

93% of St. Mary households own their home

Half of St. Mary’s homes were built before 1958.

Owners and renters
Own 93%Rent 7%

Illinois: 67% own.

1958
typical home built · IL 1971
$900
median property tax bill · IL $5,298
1.38%
of a home’s value, a year in tax · IL 2.01%

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Renting

A two-bedroom rents for about $920

Renters already here pay a median of $769, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$630
1 bedroom$770
2 bedrooms$920
3 bedrooms$1,130
4 bedrooms$1,320
7%
of households rent · IL 33%
22
renter households
$769
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Hancock County, IL): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Next door

St. Mary vs. its neighbors

St. Mary is the least expensive of 3 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentMedian income
St. Mary$65K*—$920$56,429
Harmony—+4.6%†$920$58,333
Augusta$90K*—$920$44,500
Lamoine$137K*—$930$50,612

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What St. Mary buyers, sellers and renters are saying.

Town Square →
Weigh in
Is St. Mary still affordable for young families?

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Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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