Housing · St. Jacob

St. Jacob, IL housing market

The median sale price was $170,000 in May 2026.

Home values, sales, trends and how St. Jacob compares with the towns next door — updated as new data is published.

The market right now

St. Jacob at a glance

Median sale price
$170K
May 2026 · Redfin
Homes sold
2
in May · 1 for sale

Only 2 sales in May 2026: in a market this size, monthly medians swing a lot, so the typical value above is the steadier guide.

New construction

No new homes permitted in 2025

No permits for new homes were issued in St. Jacob in 2025. The last year with any was 2022 (3 new homes).

New homes, 2025
0
0 in 2024
2026 so far
0
Jan–Aug
Single-familyTwo or more homes per building2026 so far
0102030 2000: 12 homes 2000 2001: 20 homes 2002: 11 homes 2003: 2 homes 2004: 2 homes 2005: 4 homes 2005 2006: 13 homes 2007: 2 homes 2008: 6 homes (4 single-family, 2 in buildings with 2+ homes) 2009: 10 homes 2010: 6 homes (3 single-family, 3 in buildings with 2+ homes) 2010 2011: 10 homes (7 single-family, 3 in buildings with 2+ homes) 2012: 7 homes (3 single-family, 4 in buildings with 2+ homes) 2013: 8 homes 2014: 12 homes (6 single-family, 6 in buildings with 2+ homes) 2015: 23 homes (9 single-family, 14 in buildings with 2+ homes) 2015 2016: 7 homes 2017: 17 homes 2018: 15 homes (11 single-family, 4 in buildings with 2+ homes) 2019: 6 homes 2020: 0 homes 2020 2021: 7 homes 2022: 3 homes 2023: 0 homes 2024: 0 homes 2025: 0 homes 2025 2026 so far: 0 homes

Homes vs. people, 2010–2020

Residents+260
New homes+111

Between the 2010 and 2020 censuses, St. Jacob gained 260 residents while 111 new homes were permitted: about 2.3 new residents per new home. Building and growth moved roughly in step.

Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.

Show as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)000—
2025000—
2024000—
2023000—
2022330$424,000
2021770$1.2 million
2020000—
2019660$956,000
201815114$2.5 million
201717170$2.7 million
2016770$1.4 million
201523914$3 million
20141266$1.8 million
2013880$1.4 million
2012734$1 million
20111073$1.8 million
2010633$1 million
200910100$1.1 million
2008642$694,000
2007220$250,000
200613130$1.3 million
2005440$328,000
2004220$167,000
2003220$161,000
200211110$957,000
200120200$1.6 million
200012120$947,000

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.

Affordability

1.8 years of income

The typical St. Jacob home costs about 1.8 years of the town's median household income, less than across Illinois (3.6 years).

How St. Jacob ranks on affordability →

Home value ÷ ACS median household income.

The homes

Owners, rent & taxes

Homeownership
85.5%
Illinois: 67.1%
Median tax bill
$5,160
Illinois: $5,298
Median rent
$1,138
Illinois: $1,274
Typical home built
1995
Illinois: 1971

U.S. Census Bureau, ACS 2020-2024.

Renting

A two-bedroom rents for about $1,460

HUD's Fair Market Rent for a two-bedroom in St. Jacob is $1,460 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in St. Jacob pay a median of $1,138, so moving in tends to cost more than staying put. A two-bedroom takes about 16% of the town's median household income.

1 bedroom
$1,190
a month, with utilities
2 bedrooms
$1,460
a month, with utilities
3 bedrooms
$1,870
a month, with utilities
Share of income
16%
2 bedrooms ÷ median income

Studio $1,140 · 4 bedrooms $2,170

U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (62249, 62281; St. Louis, MO-IL HUD Metro FMR Area), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01