Housing · St. Jacob

St. Jacob, IL housing market

The typical St. Jacob home is worth about $354,000, up 4.6% in a year, 19% above the Illinois typical home.

Home values, sales, trends and how St. Jacob compares with the towns next door — updated as new data is published.

The market right now

St. Jacob at a glance

Typical home value
$354K
▲ 4.6% in a year · Zillow
Ten-year trend

Typical home value, 2016–2026

St. JacobIllinois
$150K$200K$250K$300K$350K$400K 20182020202220242026 St. Jacob $354K Illinois $298K
Show as a table
JanuarySt. JacobIllinois
2017$202,000$181,000
2018$211,000$190,000
2019$218,000$195,000
2020$232,000$200,000
2021$262,000$215,000
2022$289,000$236,000
2023$308,000$248,000
2024$322,000$263,000
2025$333,000$278,000
2026$348,000$290,000
August 2026$354,000$298,000
Nearby

St. Jacob and its neighbors

The towns that share a border. Tap one to see its housing page.
TownTypical value1-yr change2-bed rentMedian income
St. Jacob $354K +4.6% $1,400 $120,975
Helvetia — +3%† $1,000 $84,590
Marine $266K +8.7% $1,040 $98,194
Lebanon $177K −2.3% $1,170 $89,615
Jarvis — +3.3%† $1,210 $118,443
Saline — +4.9%† $1,020 $105,903

† FHFA price index change, where Zillow has no home value for the town.

Affordability

2.9 years of income

The typical St. Jacob home costs about 2.9 years of the town's median household income, less than across Illinois (3.6 years).

How St. Jacob ranks on affordability →

Home value ÷ ACS median household income.

The homes

Owners, rent & taxes

Homeownership
90.1%
Illinois: 67.1%
Median tax bill
$5,354
Illinois: $5,298
Median rent
$1,191
Illinois: $1,274
Typical home built
1992
Illinois: 1971

U.S. Census Bureau, ACS 2020-2024.

Renting

A two-bedroom rents for about $1,400

HUD's Fair Market Rent for a two-bedroom in St. Jacob is $1,400 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in St. Jacob pay a median of $1,191, so moving in tends to cost more than staying put. A two-bedroom takes about 14% of the town's median household income.

1 bedroom
$1,150
a month, with utilities
2 bedrooms
$1,400
a month, with utilities
3 bedrooms
$1,800
a month, with utilities
Share of income
14%
2 bedrooms ÷ median income

Studio $1,100 · 4 bedrooms $2,090

U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (62249, 62281, 62293; St. Louis, MO-IL HUD Metro FMR Area), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.

Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.

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St. Jacob

Illinois · IL · Madison County
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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01