Housing in St. Francis

A typical St. Francis home is worth roughly $172,000

Typical home value

$172K

IL $298K

Estimate

2-bedroom rent

$920

a month, utilities in · HUD

Median tax bill

$2,770

IL $5,298

What kind of housing town is St. Francis?

Read from the numbers below. The page puts what stands out first.

Your money goes further42% below the Illinois typical home.

★ What stands out · Affordability

A typical home costs 2.1 years of income

Less than across Illinois (3.6 years). Try your own numbers below.

You could afford about

$291,000

Typical St. Francis home $172K

That covers a typical St. Francis home, with $118K to spare.

The typical home, each month

$1,130

Loan $850Tax $230Insurance $50

A two-bedroom rents for about $920 a month here, $210 less than owning.

Where your budget reaches nearby

Teutopolis$277K Bishop$231K Grove$250K Teutopolis$248K Spring Point$207K Watson$170K

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, St. Francis’s typical property tax (1.61% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $920

Renters already here pay a median of $543, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$730

1 bedroom$750

2 bedrooms$920

3 bedrooms$1,190

4 bedrooms$1,400

15%

of households rent · IL 33%

renter households

of renters spend 30%+ of income on rent · IL 48%

14%

of the median income, for a two-bedroom

$543

median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Cumberland County, IL): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

The homes

85% of St. Francis households own their home

Half of St. Francis’s homes were built before 1974.

Owners and renters

Own 85%Rent 15%

Illinois: 67% own.

1974

typical home built · IL 1971

$2,770

median property tax bill · IL $5,298

1.61%

of a home’s value, a year in tax · IL 2.01%

U.S. Census Bureau, American Community Survey 2020-2024.

Next door

St. Francis vs. its neighbors

St. Francis is the 2nd least expensive of 7 neighboring towns. Tap one to see its housing page.

Teutopolis$277K Grove$250K Teutopolis$248K Bishop$231K Spring Point$207K St. Francis$172K Watson$170K

Compare more

Town	Typical value	1-yr change	2-bed rent	New homes 2025	Median income
St. Francis	$172K*	—	$920	—	$81,607
Teutopolis	$277K	+2.4%	$920	—	$106,786
Bishop	$231K*	—	$920	—	$84,231
Grove	$250K*	—	$940	—	$96,607
Teutopolis	$248K*	—	$920	4	$115,938
Spring Point	$207K*	—	$940	—	$90,430
Watson	$170K	+5.1%	$920	—	$77,209

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What St. Francis buyers, sellers and renters are saying.

Town Square →

Weigh in

Is St. Francis still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.