Housing · St. Charles
St. Charles, IL housing market
The typical St. Charles home is worth about $480,000, up 6.3% in a year, 61% above the Illinois typical home.
Home values, sales, trends and how St. Charles compares with the towns next door — updated as new data is published.
The market right now
St. Charles at a glance
Typical home value
$480K
▲ 6.3% in a year · Zillow
Ten-year trend
Typical home value, 2016–2026
St. CharlesIllinois
Show as a table
| January | St. Charles | Illinois |
|---|---|---|
| 2017 | $282,000 | $181,000 |
| 2018 | $295,000 | $190,000 |
| 2019 | $303,000 | $195,000 |
| 2020 | $300,000 | $200,000 |
| 2021 | $320,000 | $215,000 |
| 2022 | $356,000 | $236,000 |
| 2023 | $384,000 | $248,000 |
| 2024 | $415,000 | $263,000 |
| 2025 | $444,000 | $278,000 |
| 2026 | $466,000 | $290,000 |
| August 2026 | $480,000 | $298,000 |
Nearby
St. Charles and its neighbors
The towns that share a border. Tap one to see its housing page.
| Town | Typical value | 1-yr change | Days on market | Median income |
|---|---|---|---|---|
| St. Charles | $480K | +6.3% | — | $128,204 |
| St. Charles | — | — | 42 | $114,300 |
| Elgin | $340K | +4.4% | — | $92,771 |
| Geneva | — | — | 34 | $144,341 |
| Geneva | $553K | +6.9% | — | $141,890 |
| Campton Hills | $695K | +6.5% | 42 | $209,134 |
| South Elgin | $377K | +4.9% | 50 | $127,203 |
Affordability
3.7 years of income
The typical St. Charles home costs about 3.7 years of the town's median household income, about the same as across Illinois (3.6).
How St. Charles ranks on affordability →
Home value ÷ ACS median household income.
The homes
Owners, rent & taxes
Homeownership
77.6%
Illinois: 67.1%
Median tax bill
$9,084
Illinois: $5,298
Median rent
$1,820
Illinois: $1,274
Typical home built
1987
Illinois: 1971
U.S. Census Bureau, ACS 2020-2024.
On the market
Recent listings in St. Charles
Listed in the past 60 days. Each opens on the listing site.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Listings link to their publishers.