Natural hazards · St. Anne

St. Anne, IL natural hazards

Most of the natural-hazard damage FEMA expects in St. Anne comes from inland flooding, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is St. Anne?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in St. Anne to be higher than in 31% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding52%Cold waves23%Tornadoes12%Earthquakes5%Everything else7%

By hazard

What St. Anne faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once a year in the area

Cold waves

23% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 54 years in the area

Earthquakes

5% of expected damage

Above average · higher than 65% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does St. Anne flood?

FEMA's records show no paid flood insurance claims in St. Anne.

of homes in flood zones
are insured

of all homes
are insured

No community discount. St. Anne isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kankakee County.

Disasters that hit St. Anne

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in St. Anne itself: aid to households, or repair grants to the Village of St. Anne.

Brought FEMA money into St. AnneDeclared for Kankakee County only

2004

Severe Storms and Tornadoes

76 households applied for aid $122K aid approved

2000

Illinois Winter Snow Storms

$2K to the Village of St. Anne for repairs

1999

Il-Winter Storm 1/1/99

$2K to the Village of St. Anne for repairs

Kankakee County has had 5 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. St. Anne is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to St. Anne’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of St. Anne. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.