Natural hazards · Squaw Grove

Squaw Grove, IL natural hazards

Most of the natural-hazard damage FEMA expects in Squaw Grove comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 11 claims here since 1996.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Squaw Grove?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Squaw Grove to be higher than in 42% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding57%Cold waves19%Tornadoes12%Drought5%Everything else7%

By hazard

What Squaw Grove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once a year in the area

Cold waves

19% of expected damage

Well below average · higher than 22% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 14 years in the area

Drought

5% of expected damage

Recorded about 9 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Squaw Grove flood?

Every paid claim on a federal flood insurance policy in Squaw Grove, from FEMA’s records.

11paid claims since 1996

$263Kpaid to owners

0homes flooded more than once

19962026

Biggest named events

Hurricane Ike: 5 claims, $117K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Squaw Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: DeKalb County.

Disasters that hit Squaw Grove

Federal disasters declared here

None of the disasters declared for DeKalb County shows FEMA aid or repair money reaching Squaw Grove itself in FEMA’s records.

Brought FEMA money into Squaw GroveDeclared for DeKalb County only

DeKalb County has had 10 natural disasters declared since 1953, most often floods and winter storms.

Around Squaw Grove

Squaw Grove and the towns around it

Very lowLowModerateHighVery high

Squaw Grovemostly inland floodingModerate

Piercemostly inland floodingModerate

Sandwichmostly inland floodingLow

Big Rockmostly inland floodingLow

Clintonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Squaw Grove covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Squaw Grove’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Squaw Grove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Squaw Grove total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.