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Housing in Spring Garden

A typical Spring Garden home is worth roughly $105,000

Typical home value
$105K
IL $298K
Estimate
2-bedroom rent
$950
a month, utilities in · HUD
Median tax bill
$1,403
IL $5,298

What kind of housing town is Spring Garden?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 1.6 years of income

Less than across Illinois (3.6 years). Try your own numbers below.

You could afford about
$242,000
Typical Spring Garden home $105K

That covers a typical Spring Garden home, with $137K to spare.

The typical home, each month
$670
Loan $520Tax $120Insurance $30

A two-bedroom rents for about $950 a month here, $280 more than owning.

Where your budget reaches nearby

How Spring Garden ranks on affordability →

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Spring Garden’s typical property tax (1.34% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $950

Renters already here pay a median of $786, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$710
1 bedroom$720
2 bedrooms$950
3 bedrooms$1,160
4 bedrooms$1,280
22%
of households rent · IL 33%
94
renter households
32%
of renters spend 30%+ of income on rent · IL 48%
17%
of the median income, for a two-bedroom
$786
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Jefferson County, IL): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

The homes

78% of Spring Garden households own their home

Half of Spring Garden’s homes were built before 1979.

Owners and renters
Own 78%Rent 22%

Illinois: 67% own.

1979
typical home built · IL 1971
$1,403
median property tax bill · IL $5,298
1.34%
of a home’s value, a year in tax · IL 2.01%
2%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024.

Next door

Spring Garden vs. its neighbors

Spring Garden is the 2nd least expensive of 4 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentMedian income
Spring Garden$105K*—$950$65,750
Ewing$161K+13.6%$1,020$74,073
Dodds$111K*+3.3%†$1,030$62,025
Elk Prairie$89K*—$950$51,914

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Spring Garden buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Spring Garden still affordable for young families?

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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