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Housing in Sparta

A typical Sparta home is worth roughly $108,000

Typical home value
$108K
IL $298K
Estimate
2-bedroom rent
$960
a month, utilities in · HUD
Median tax bill
$1,891
IL $5,298

What kind of housing town is Sparta?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 1.6 years of income

Less than across Illinois (3.6 years). Try your own numbers below.

You could afford about
$240,000
Typical Sparta home $108K

That covers a typical Sparta home, with $132K to spare.

The typical home, each month
$720
Loan $540Tax $160Insurance $30

A two-bedroom rents for about $960 a month here, $240 more than owning.

Where your budget reaches nearby

How Sparta ranks on affordability →

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Sparta’s typical property tax (1.75% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $960

Renters already here pay a median of $636, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$730
1 bedroom$740
2 bedrooms$960
3 bedrooms$1,260
4 bedrooms$1,320
22%
of households rent · IL 33%
82
renter households
$636
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Knox County, IL): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

The homes

78% of Sparta households own their home

Half of Sparta’s homes were built before 1963.

Owners and renters
Own 78%Rent 22%

Illinois: 67% own.

1963
typical home built · IL 1971
$1,891
median property tax bill · IL $5,298
1.75%
of a home’s value, a year in tax · IL 2.01%

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Next door

Sparta vs. its neighbors

Sparta is the least expensive of 4 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentMedian income
Sparta$108K*—$960$69,028
Henderson$200K*+6.8%†$930$72,116
Knox$143K*−9.3%†$940$82,353
Ontario$113K*—$1,020$72,375

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Sparta buyers, sellers and renters are saying.

Town Square →
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Is Sparta still affordable for young families?

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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