Natural hazards · Sparland

Sparland, IL natural hazards

Most of the natural-hazard damage FEMA expects in Sparland comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 32 claims here since 1982. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sparland?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sparland to be higher than in 34% of U.S. communities, mostly from inland flooding and drought.

Inland flooding39%Drought24%Strong wind10%Cold waves10%Tornadoes9%Everything else8%

By hazard

What Sparland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Below average · higher than 43% of U.S. places

Recorded about once a year in the area

Drought

24% of expected damage

Recorded about 9 times a year in the area

Strong wind

10% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 6 times a year in the area

Cold waves

10% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 6 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sparland flood?

Every paid claim on a federal flood insurance policy in Sparland, from FEMA’s records.

32paid claims since 1982

$228Kpaid to owners

4homes flooded more than once

19822026

Biggest named events

Mid-spring storms: 1 claim, $10K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sparland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marshall County.

What’s been done with FEMA grants

24flood-prone properties bought out and cleared

1flood-prone homes bought out and moved

Disasters that hit Sparland

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sparland itself: aid to households, or repair grants to the Village of Sparland.

Brought FEMA money into SparlandDeclared for Marshall County only

2013

Severe Storms, Straight-Line Winds, and Flooding

7 households applied for aid $31K aid approved

2011

Severe Winter Storm and Snowstorm

$2K to the Village of Sparland for repairs

1999

Il-Winter Storm 1/1/99

$1K to the Village of Sparland for repairs

Marshall County has had 12 natural disasters declared since 1953, most often winter storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sparland is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Sparland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Sparland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.