Natural hazards · South Muddy

South Muddy, IL natural hazards

Most of the natural-hazard damage FEMA expects in South Muddy comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is South Muddy?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in South Muddy to be higher than in 67% of U.S. communities, mostly from inland flooding and drought.

Inland flooding47%Drought19%Earthquakes14%Tornadoes6%Strong wind5%Everything else9%

By hazard

What South Muddy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 2 times a year in the area

Drought

19% of expected damage

Recorded about 2 times a year in the area

Earthquakes

14% of expected damage

Well above average · higher than 82% of U.S. places

Tornadoes

6% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 5 years in the area

Strong wind

5% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does South Muddy flood?

FEMA's records show no paid flood insurance claims in South Muddy.

of all homes
are insured

No community discount. South Muddy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jasper County.

Disasters that hit South Muddy

Federal disasters declared here

None of the disasters declared for Jasper County shows FEMA aid or repair money reaching South Muddy itself in FEMA’s records.

Brought FEMA money into South MuddyDeclared for Jasper County only

Jasper County has had 7 natural disasters declared since 1953, most often severe storms and tornadoes.

Around South Muddy

South Muddy and the towns around it

Very lowLowModerateHighVery high

South Muddymostly inland floodingHigh

Smallwoodmostly inland floodingHigh

North Muddymostly inland floodingHigh

Pixleymostly inland floodingHigh

Bible Grovemostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. South Muddy is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to South Muddy’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of South Muddy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.