Natural hazards · South Macon

South Macon, IL natural hazards

Most of the natural-hazard damage FEMA expects in South Macon comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is South Macon?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in South Macon to be higher than in 49% of U.S. communities, mostly from inland flooding.

Inland flooding37%Cold waves14%Drought12%Earthquakes12%Tornadoes10%Strong wind6%Everything else9%

By hazard

What South Macon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Above average · higher than 56% of U.S. places

Recorded about once a year in the area

Cold waves

14% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Drought

12% of expected damage

Recorded about 2 times a year in the area

Earthquakes

12% of expected damage

Well above average · higher than 80% of U.S. places

Tornadoes

10% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 18 years in the area

Strong wind

6% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does South Macon flood?

FEMA's records show no paid flood insurance claims in South Macon.

of homes in flood zones
are insured

of all homes
are insured

No community discount. South Macon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Macon County.

Disasters that hit South Macon

Federal disasters declared here

None of the disasters declared for Macon County shows FEMA aid or repair money reaching South Macon itself in FEMA’s records.

Brought FEMA money into South MaconDeclared for Macon County only

Macon County has had 9 natural disasters declared since 1953, most often severe storms and tornadoes.

Around South Macon

South Macon and the towns around it

Very lowLowModerateHighVery high

South Wheatlandmostly inland floodingHigh

Moweaquamostly inland floodingHigh

Mount Zionmostly inland floodingHigh

South Maconmostly inland floodingModerate

Pleasant Viewmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. South Macon covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to South Macon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of South Macon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across South Macon total about $1.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.