South Beloit, IL natural hazards
Most of the natural-hazard damage FEMA expects in South Beloit comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 26 claims here since 1993. 5 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is South Beloit?
FEMA expects yearly storm and flood damage to homes and buildings in South Beloit to be higher than in 74% of U.S. communities, mostly from inland flooding.
What South Beloit faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Tornadoes
Cold waves
Lower here
Not a risk here
Does South Beloit flood?
Every paid claim on a federal flood insurance policy in South Beloit, from FEMA’s records.
Biggest named events
- Mid-spring storms: 2 claims, $5K
- Tropical Storm Erin: 1 claim, $25K
- Midwest Flooding: 1 claim, $3K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times
are insured
are insured
5 federal disasters brought FEMA money here
Disasters the President declared that paid out in South Beloit itself: aid to households, or repair grants to the City of South Beloit.
Severe Storms, Tornadoes, Straight-Line Winds, and Floodng
Severe Storms, Straight-Line Winds, and Flooding
Severe Storms and Flooding
Severe Storms and Flooding
Severe Storms and Flooding
South Beloit and the towns around it
How to read this page
FEMA’s expected losses across South Beloit total about $3.9M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.