Natural hazards · Sherrard

Sherrard, IL natural hazards

Most of the natural-hazard damage FEMA expects in Sherrard comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sherrard?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sherrard to be higher than in 55% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding24%Strong wind18%Cold waves12%Drought10%Heat waves10%Lightning8%Everything else18%

By hazard

What Sherrard faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

24% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 2 times a year in the area

Strong wind

18% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 6 times a year in the area

Cold waves

12% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 5 times a year in the area

Drought

10% of expected damage

Recorded about 9 times a year in the area

Heat waves

10% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 8 times a year in the area

Lightning

8% of expected damage

Above average · higher than 68% of U.S. places

Lower here

HurricanesHailWinter weatherWildfireEarthquakesLandslides

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sherrard flood?

FEMA's records show no paid flood insurance claims in Sherrard.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sherrard isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Mercer County.

Disasters that hit Sherrard

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Sherrard itself: aid to households, or repair grants to the Village of Sherrard.

Brought FEMA money into SherrardDeclared for Mercer County only

2008

Severe Storms and Flooding

4 households applied for aid

Mercer County has had 13 natural disasters declared since 1953, most often floods and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sherrard is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Sherrard’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Sherrard. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.