Natural hazards · Sheridan

Sheridan, IL natural hazards

Most of the natural-hazard damage FEMA expects in Sheridan comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 27 claims here since 1979. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sheridan?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sheridan to be higher than in 46% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding57%Cold waves23%Tornadoes8%Everything else13%

By hazard

What Sheridan faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 2 times a year in the area

Cold waves

23% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once every 10 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sheridan flood?

Every paid claim on a federal flood insurance policy in Sheridan, from FEMA’s records.

27paid claims since 1979

$1.1Mpaid to owners

2homes flooded more than once

19792026

Biggest named events

Hurricane Ike: 9 claims, $603K
Mid-spring storms: 2 claims, $61K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sheridan isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: La Salle County.

What’s been done with FEMA grants

16flood-prone properties bought out and cleared

Disasters that hit Sheridan

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sheridan itself: aid to households, or repair grants to the Village of Sheridan.

Brought FEMA money into SheridanDeclared for La Salle County only

2013

Severe Storms, Straight-Line Winds, and Flooding

18 households applied for aid $114K aid approved

2008

Severe Storms and Flooding

32 households applied for aid $254K aid approved

2007

Severe Storms and Flooding

6 households applied for aid $20K aid approved

La Salle County has had 18 natural disasters declared since 1953, most often floods and winter storms.

Around Sheridan

Sheridan and the towns around it

Very lowLowModerateHighVery high

Sheridanmostly inland floodingModerate

Missionmostly inland floodingModerate

Serenamostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sheridan is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Sheridan’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Sheridan. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.