Natural hazards · Seven Hickory

Seven Hickory, IL natural hazards

Most of the natural-hazard damage FEMA expects in Seven Hickory comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 2008.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Seven Hickory?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Seven Hickory to be higher than in 75% of U.S. communities, mostly from inland flooding and drought.

Inland flooding49%Drought22%Earthquakes10%Tornadoes6%Cold waves6%Everything else6%

By hazard

What Seven Hickory faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 2 times a year in the area

Drought

22% of expected damage

Recorded about 2 times a year in the area

Earthquakes

10% of expected damage

Well above average · higher than 80% of U.S. places

Tornadoes

6% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 7 years in the area

Cold waves

6% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Seven Hickory flood?

Every paid claim on a federal flood insurance policy in Seven Hickory, from FEMA’s records.

2paid claims since 2008

$49Kpaid to owners

0homes flooded more than once

20082026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Seven Hickory isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Coles County.

Disasters that hit Seven Hickory

Federal disasters declared here

None of the disasters declared for Coles County shows FEMA aid or repair money reaching Seven Hickory itself in FEMA’s records.

Brought FEMA money into Seven HickoryDeclared for Coles County only

Coles County has had 7 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Seven Hickory

Seven Hickory and the towns around it

Very lowLowModerateHighVery high

Bowdremostly inland floodingVery high

Seven Hickorymostly inland floodingHigh

Morganmostly inland floodingHigh

Humboldtmostly inland floodingHigh

Charlestonmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Seven Hickory covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Seven Hickory’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Seven Hickory. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Seven Hickory total about $2.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.