Natural hazards · Selby

Selby, IL natural hazards

Most of the natural-hazard damage FEMA expects in Selby comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 22 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Selby?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Selby to be higher than in 33% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding48%Tornadoes19%Drought9%Cold waves8%Everything else16%

By hazard

What Selby faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Below average · higher than 37% of U.S. places

Recorded about once a year in the area

Tornadoes

19% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 9 years in the area

Drought

9% of expected damage

Recorded about 8 times a year in the area

Cold waves

8% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Selby flood?

Every paid claim on a federal flood insurance policy in Selby, from FEMA’s records.

22paid claims since 1979

$112Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Mid-spring storms: 12 claims, $79K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Selby isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bureau County.

Disasters that hit Selby

Federal disasters declared here

None of the disasters declared for Bureau County shows FEMA aid or repair money reaching Selby itself in FEMA’s records.

Brought FEMA money into SelbyDeclared for Bureau County only

Bureau County has had 15 natural disasters declared since 1953, most often floods and winter storms.

Around Selby

Selby and the towns around it

Very lowLowModerateHighVery high

Selbymostly inland floodingLow

Berlinmostly inland floodingLow

Leepertownmostly inland floodingLow

De Puemostly inland floodingLow

Hallmostly inland floodingLow

Princetonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Selby covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Selby’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Selby. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Selby total about $2.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.