Sign inJoin
Housing in Sefton

A typical Sefton home is worth roughly $135,000

Typical home value
$135K
IL $298K
Estimate
2-bedroom rent
$970
a month, utilities in · HUD
Median tax bill
$1,567
IL $5,298

What kind of housing town is Sefton?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

What it takes to buy in Sefton

Try your own numbers below.

You could afford about
$280,000
Typical Sefton home $135K

That covers a typical Sefton home, with $145K to spare.

The typical home, each month
$940
Loan $670Tax $230Insurance $40

A two-bedroom rents for about $970 a month here, $30 more than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the Illinois typical property tax (2.01% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

99% of Sefton households own their home

Half of Sefton’s homes were built before 1985.

Owners and renters
Own 99%Rent 1%

Illinois: 67% own.

1985
typical home built · IL 1971
$1,567
median property tax bill · IL $5,298
4%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Renting

A two-bedroom rents for about $970

Fair Market Rent a month, utilities included

Studio$760
1 bedroom$790
2 bedrooms$970
3 bedrooms$1,250
4 bedrooms$1,370
1%
of households rent · IL 33%
2
renter households

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Fayette County, IL): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Next door

Sefton vs. its neighbors

Sefton is the 4th priciest of 8 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentNew homes 2025Median income
Sefton$135K*—$970—$62,500
Sharon$222K*—$970—$106,727
Vandalia$99K*−3.5%†$9200$45,469
Ramsey$159K+9.1%$980—$55,357
Loudon$186K*—$980—$56,927
Avena$96K*—$930—$51,023
Vandalia$133K−4.2%$920—$50,709
Otego$131K*—$960—$54,286

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Sefton buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Sefton still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

Post to Sefton

We’ll email a one-tap link to publish your post. No password, and nothing is public until you click it.
Already a member? Sign in