Housing in Scott

A typical Scott home is worth roughly $210,000

#27Vacation-home towns in IL #55Fastest-rising home prices in IL All IL rankings →

Typical home value

$210K

IL $298K

Estimate

2-bedroom rent

$1,290

a month, utilities in · HUD

Median tax bill

$3,961

IL $5,298

What kind of housing town is Scott?

Read from the numbers below. The page puts what stands out first.

Prices climbing fast#55 in IL for rising home prices.Your money goes further30% below the Illinois typical home.

Affordability

A typical home costs 2.1 years of income

Less than across Illinois (3.6 years). Try your own numbers below.

You could afford about

$349,000

Typical Scott home $210K

That covers a typical Scott home, with $140K to spare.

The typical home, each month

$1,430

Loan $1,040Tax $330Insurance $60

A two-bedroom rents for about $1,290 a month here, $140 less than owning.

Where your budget reaches nearby

Mahomet$352K Sangamon$303K Champaign$239K

How Scott ranks on affordability →

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Scott’s typical property tax (1.89% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,290

Renters already here pay a median of $1,136, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$1,080

1 bedroom$1,090

2 bedrooms$1,290

3 bedrooms$1,660

4 bedrooms$1,710

21%

of households rent · IL 33%

102

renter households

28%

of renters spend 30%+ of income on rent · IL 48%

15%

of the median income, for a two-bedroom

$1,136

median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Champaign-Urbana, IL HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

The homes

79% of Scott households own their home

Half of Scott’s homes were built before 1975.

Owners and renters

Own 79%Rent 21%

Illinois: 67% own.

1975

typical home built · IL 1971

$3,961

median property tax bill · IL $5,298

1.89%

of a home’s value, a year in tax · IL 2.01%

U.S. Census Bureau, American Community Survey 2020-2024.

Next door

Scott vs. its neighbors

Scott is the least expensive of 4 neighboring towns. Tap one to see its housing page.

Mahomet$352K Sangamon$303K Champaign$239K Scott$210K

Compare more

Town	Typical value	1-yr change	2-bed rent	Median income
Scott	$210K*	—	$1,290	$101,875
Mahomet	$352K	+3.9%	$1,340	$115,615
Sangamon	$303K*	—	$1,140	$120,771
Champaign	$239K	+4.2%	$1,360	$100,063

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Scott buyers, sellers and renters are saying.

Town Square →

Weigh in

Is Scott still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.